第一节完形填空 (共10小题；每小题2分，满分20分)
阅读下面短文，掌握其大意，然后从21—30各题所给的A、B、C和D项中，选出最佳选项，并在答题卡上将该项涂黑。
It is so easy for us to overspend our income. Credit cards are    21    to obtain, especially when you pay your bills on time. Companies will try to make you keep    22    until you can’t keep up and then they will make your life very    23   .
You can avoid major    24    in several ways. Have a plan. Set up a budget (预算) with measurable goals and stick to it, which will save you a lot of frustration (沮丧) later. Set up a saving account that you can use only in case of    25   . Set up another account for your    26   . Do it as early as you can and don’t touch it until you retire. Decide which bills are to be paid out of each check and pay those first.
If there is anything left, you can buy groceries, go out to    27    or go to the movies. Consider setting up an account that automatically pays your bills each month so that you don’t have to do it every month. You could have a household account. Have your check deposited in the household account and don’t    28    money out of the household account if the balance falls below the account that you set    29   . In my opinion, it’s wise for you to have health    30   , which can really save you money. As we know, a broken leg can save you $20,000 or more!
21. A. eager            B. easy                    C. fast           D. hard
22. A. charging       B. working           C. studying       D. saving
23. A. colorful          B. unhappy               C. hopeful          D. energetic
24. A. arguments        B. cases             C. problems      D. negotiations
25. A. fire              B. danger           C. emergency    D. disease
26. A. promotion        B. retirement         C. family        D. development
27. A. study           B. walk                  C. eat           D. rest 
28. A. take             B. drive            C. pull          D. keep
29. A. regularly         B. afterwards       C. earlier        D. finally
30. A. guard           B. insurance          C. check         D. information