This old saying calls attention to the wisdom of saving money. “Putting money away for a rainy day.” is another way to talk about saving for the future.
People who hate to spend money are known as “tightwads”, while those who like to get the most value for their money are called “thrifty”. A spendthrift is someone who spends wastefully. People like that are often said to spend money “like a drunken sailor” or “like there is no tomorrow”.
In the United States, people who want to start a savings account have different choices of where to put their money. Credit unions are cooperatives for people who have some kind of connection. For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.
Credit unions, banks and other financial institutions pay interest on savings accounts. But the rates are low. Certificates of deposit (定期存款) pay higher returns. With Certificates of deposit, people agree not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years. People can withdraw the money early but they have to pay a penalty.(罚金)
In many countries, people have been saving less over the years. It is reported that in 2000, Americans had a household savings rate of 7%. Many European countries have higher rates, but Americans save more than families in Japan.
| A．People are willing to save money for the future. |
| B．Before gold, even kings take off their hats. |
| C．A penny saved is a penny earned. |
| D．Longer terms, and large amounts, pay higher interest. |
E.This year the rate is expected to be a little more than four percent.
F.These include banks and credit unions.
G.A thrifty person is different from a spendthrift.
下面文章中有5处 (第1～5) 需要添加小标题。请从（A、B、C、D、E和F）中选出符合各段意思的小标题， 并在答题纸上将相应选项的标号涂黑。选项中有一项是多余选项。
A. Do voluntary work
B. List your positives
C. Create a job search plan
D. Keep a regular daily routine
E. Break big goals into small ones
F. Concentrate on the things you can control
Keeping Positive During a Long Job Search
A long job search can affect your attitude, especially if you're out of a job. If it's taking you longer than expected to find a job, the following tips can help you concentrate and stay positive, as well as reducing your depression.
_________
When you no longer have a job to report for every day, you can easily lose motivation. Treat your job search like a regular job, with a daily "start" and "end" time. Following a set schedule will help you be more efficient and productive while you're out of a job.
__________
Avoid getting overwhelmed by breaking big goals into small manageable steps. Instead of trying to do everything at once, first put something ahead. If you're out of luck in your job search, take some time to rethink your goals and work out another job search plan.
___________
Make a list of all the things you're you like about yourself, including skills, characters, achievements and successes. Write down projects that proud of, situations where you excel and things you're good at. Review this list often to remind yourself of your strengths.
___________
Being out of a job can decrease your self-esteem and make you feel useless. However, volunteering can help you maintain a sense of value and purpose. Helping others can put you in a good mood. Volunteering can also provide career experience, social support and networking opportunities.
__________
You can't control how quickly a possible boss calls you back or whether or not he decides to hire you. Rather than wasting your energy and time on things that are out of your hands, turn your attention to things you can control during the time when you are out of a job, such as writing a great cover letter and resume to the company you want to work for, setting up meetings with your networking contacts and so on.
根据短文内容，从对话后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
We are all called upon to make a speech at some point in life, but most of us don’t do a very good job.
So, you have to give a speech and you are terrified. You get nervous, you forget what you want to say, you stumble over words, you talk too long, and you bore your audience. Later you think, “Thank Goodness, it’s over. I’m just not good at public speaking. I hope I never have to do that again.”
Cheer up! Here are some simple steps to take the pain out of speech making. Ask yourself the purpose of your speech. What is the occasion? Why are you speaking? Then, gather as many facts as you can on your subject. Spend plenty of your time doing your research. Then spend plenty of your time organizing your material so that your speech is clear and easy to follow. Use as many examples as possible, and use pictures, charts, and graphs if they help you make your points more clearly.
Don’t talk over their heads, and don’t talk down to them. Treat your audience with respect. They will appreciate your thoughtfulness.
Just remember: Be prepared. Know your subject, your audience, and the occasion. Be brief. And be yourself. Let your personality come through so that you make person-to-person contact with your audience. If you follow these simple steps, you will see that you don’t have to be afraid of public speaking. In fact, you may find the experience so enjoyable that you volunteer to make more speeches ! You’re not convinced yet?
| A．It doesn’t have to be that bad. |
| B．Take several deep breaths before your speech. |
| C．This article gives some advice on how to give good speech. |
| D．Say what you have to say and then stop. |
E. Don’t say what you aren’t familiar with.
F. Never forget your audience.
G. Give it a try and see what happens.
adjust to, set aside, in need, all in all, test out,
be dying to, in other words
I ___________ know what happened.
Our monitor is easy-going, hard-working and clever. ______________,I can’t speak too highly of him.
Rita’s parents ___________ two hours every Sunday afternoon to spend with her.
My best friend was obviously ___________, but I didn’t know how I could help him out.
It is hard for him to _____________the new climate.
阅读下列材料，从所给的六个选项(A、B、C、D、E和F)中，选出符合各小题要求的最佳选项，并把答案写在答题卡对应的位置上。选项中有一项为多余选项。
以下是6条有关颜色偏好和性格关系的描述。
A
| GOLD |
| People who choose GOLD as their primary color like to fit in or belong. They tend to be reliable people who enjoy serving others. Things like tradition and home are very important to them. They need order and structure. They don’t like waste or change. |
B
| ORANGE |
| People who choose ORANGE as their primary color need variety and freedom. They take pride in being highly skilled. They enjoy “hands-on” work and often are good in a crisis. They are risk-takers and challenge-seekers. |
C
| YELLOW |
| People who choose YELLOW as their primary color are curious about everything. They are confident and knowledgeable. They love sports very much and they work highly efficiently. |
D
| GREEN |
| People who choose GREEN as their primary color are competent and want to control the realities of life. They are analytical and enjoy solving problems and developing systems. They love intelligence and logic. They are often critical of themselves and others. |
E
| BLUE |
| People who choose BLUE as their primary color enjoy close relationships, harmony and integrity(正直). They are often very creative and they also enjoy the creative work of others. |
F
| RED |
| People who choose RED as their primary color are always full of vigor and tend to be confident. It seems that they are ready to do anything and will be successful. They also have a strong desire for power. |
现在阅读以下根据员工性格提出的促进工作效率的方法，然后从以上A, B, C, D, E和F中找出与它们适合的群体。Create a warm and personal working atmosphere; Establish a peaceful working environment and try to avoid conflict(冲突); Allow them freedom to express their feelings; Praise them for their creativity.
Assign them work needing detailed planning; Define the tasks in clear terms; Provide a stable work environment and avoid sudden change; Issue rules and regulations; Provide good examples.
Assign them work which needs analytical thinking and problem-solving skills; Encourage them to think independently and take their ideas to the next step.
Assign them work which is action-packed; Provide opportunities which need skills and challenges; Do not let them do the same job for a long time.
Assign them work which needs full energy; Provide competitive opportunities; Let them know that they will be promoted if they do brilliantly.
How to get motivated
You must think positively no matter how big a challenge is. If you think positively you will feel better and will be able to overcome challenges in life. Furthermore, meet an optimistic person and you will notice how motivated he is towards life. On the other hand, negative thinking will only cause more depression in your life.
Don’t be jealous of those who are successful around you. Instead, take inspiration from their success stories. This will make you motivated to get what you want. Moreover, you can also read books that are written by inspirational and successful personalities.
There is a famous quote that reads, “A healthy body leads to a healthy mind.” If your mind is healthy you will think positively. Whether you are working out in the gym or going for a long walk, make sure that you include an exercise plan in your daily routine.
Therefore, it is important to break your routine and do something different. Either you go on a vacation or learn a new skill, it is important to break the monotony (千篇一律) in your daily life.
Human beings are extraordinary individuals who are able to complete the hardest tasks and achieve the impossible. It is important to get out of your comfort zone and try something different. .
| A．Therefore, it is important to exercise. |
| B．Keeping yourself motivated is not a difficult task. |
| C．You might lose motivation by doing the same things over and over again. |
| D．One of the best ways to motivate oneself is to get inspired by other’s success. |
E.Remember, positive thinking gives you motivation to achieve what you want.
F.By doing so you will get motivated and your attitudes towards life will be positive.
G.Do things that make you happy and find inspiration in possibly everything you see.
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，并在答题卡上将该项涂黑。选项中有两项为多余选项。（请将答案填写在答题纸对应该题的答题区内！）
Doctors say anger can be an extremely damaging emotion, unless you learn how to deal with it. They warn that anger can lead to heart disease, stomach problems, headaches, emotional problems and possibly cancer.
______ Some people express anger openly in a calm reasonable way. Others burst with anger, and scream and yell. But other people keep their anger inside. They can not or will not express it. This is called repressing anger.
For years many doctors thought that repressing anger was more dangerous to a person’s health than expressing it. They said that when a person is angry, the brain releases the same hormones (荷尔蒙). They speed the heart rate, raise blood pressure, or sugar into the blood, etc. ______
Some doctors say that both repressing and expressing anger can be dangerous. They believe that those who express anger violently may be more likely to develop heart disease, and they believe that those who keep anger inside may face a greater danger of high blood pressure.
______ They say the first step is to admit that you are angry and to recognize the real cause of the anger, then decide if the cause is serious enough to get angry about. If it is, they say, “___
___ Wait until your anger has cooled down and you are able to express yourself calmly and reasonably.”
Doctors say that a good way to deal with anger is to find humor in the situation that has made you angry. ______
| A．In general the person feels excited and ready to act |
| B．They said that laughter is much healthier than anger. |
| C．Expressing anger violently is more harmful than repressing it |
| D．Anger may cause you a cancer. |
E. Do not express your anger while angry.
F. Anger is a normal emotion that we all feel from time to time.
G. Doctors say the solution is learning how to deal with anger.
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
Watching a sporting event with family and friends under the sun is a great experience in summer. In the United States, heat exposure led to 8,000 deaths between 1979 and 2003. Luckily, a little prevention can go a long way towards making sure of an enjoyable day.
Know the danger
Heat-related illnesses do not require record-breaking temperatures to occur. The body’s temperature can reach 106 or 107 degrees Fahrenheit on a 90-degree day, creating a potentially deadly situation. Factors such as age, weight or a medical condition can influence people.
Drink plenty of water Sweating is your body’s key way to keep cool, so drink water to stay well hydrated(含水的) before you feel thirsty. A cool beer may sound perfect on a hot day, but drink responsibly. Alcohol stops the body’s cooling system and causes you to go to the bathroom frequently.
Wear light-colored and loosely fitting clothing, so air can go around your body and help keep you cool. A hat is a must to help you keep cool, since your head contains many blood vessels(血管)， and sun block(防晒乳) is always a good idea.
Take action
What should you do if you are suffering from the heat while watching your favorite event?
Get up and go. It is a simple piece of advice, but could make the difference between a quick recovery and something more severe that requires medical attention. The ideal thing is to move yourself from the position you’re in to an area that is a little cooler.
| A．Weather-related causes |
| B．Dress for the occasion |
| C．In hot weather, it is essential to stay hydrated. |
| D．You may miss a little of the action, but it beats missing a lot. |
E. It is also important to take advantage of services the equipment provides.
F. But when you add sun exposure to the crowds, the results can be deadly.
G. Temperatures between 80 and 90 degrees Fahrenheit can be dangerous.
根据短文内容，从下面的A-F选项中选出能概括每一段主题的最佳选项。
A. Review（复习）regularly
B. Make good use of class time
C. Find a good place to study
D. Plan your time carefully
E. Scan浏览） before you read
F. Take notes in class
Maybe you are an average student with an average intelligent. You probably think you will never be a top student. This is not necessarily so. Anyone can become a better scholar if he or she wants to be. The following suggestions may be helpful to you:
When you plan your week, you should make a list of things that you have to do. Be sure to set aside（抽出） enough time to complete the work that you are normally assigned each week. Of course, studying shouldn't occupy all of your free time. Don't forget to set aside enough time for entertainment, hobbies and relaxation.
Look around the house for a good study area. Keep this space, which may be a desk or simply a corner of your room, free of everything, but study materials. No radio or television! When you sit to work, concentrate on the subject!
This means looking a passage over quickly but thoroughly before you begin to read it more carefully. Scanning a passage lets you preview the material and get a general idea of the content. Scanning will help you double your reading speed and improve your comprehension.
Take advantage of class time to listen to everything the teacher says. Really listening in class means less work later. Taking notes will help you remember what the teacher says.
When you get home from school, go over your notes. Review the important points that your teacher mentioned in class. If you do it regularly, the material will become more meaningful, and you will remember it longer.
Develop a good attitude about tests. The purpose of test is to show what you have learned about a subject. Tests do more than just provide grades; they let you know what you need to study more, and they help to make your new knowledge permanent.
根据短文内容，从下框的A~F选项中选出能概括每一段主题的最佳选项，并在答题卡上将该选项涂黑。选项中有一项为多余项。
| A. Real winners of tourism B. Negative effects of tourism C. Growing tourism in the world D. Developing tourism with caution E. Benefits to the locals from tourism F. Tourism problems and possible solutions |
__________________
On the Mediterranean island of Majorca in Spain, the locals are angry. Too late. In the last quarter of 20th century, they obtained profit from foreign visitors wanting to buy up property on their beautiful island. Suddenly, it occurred to Majorca that the island no longer belonged to them. Its 630,000 inhabitants（居民）are increasingly convinced that the 14 million visitors a year are far too much of a good thing. Water is in short supply, pollution is worsening, and there is no affordable housing left for them to buy.__________________
Tourism is the world’s largest and fastest growing industry. In 1950, 25 million people traveled abroad; last year, it was 750 million. The World Tourism Organization predicts that 1.6 billion people, by 2020, will travel each year, spending over two trillion（万亿）US dollars. __________________
The host country may not see many benefits. In Thailand, 60% of the $ 4 billion annual tourism income leaves the country. Tourists arrange by travel companies tend to stay at a big foreign-owned hotels, buying few local products. Mass tourism（团队旅游）usually leaves little money inside the country and most of the money goes to the airlines, the tour operators,and the foreign hotel owners, who are the final winners of tourism.__________________
These days the industry’s most urgent question may be how to control the flow of tourist. A typical example of this is Italy, where great cultural centers like the Florence and Venice can’t handle all the tourists they get every summer. In Florence, it’s half inhabitants have to live with the pollution, traffic jam, and crime caused by 11 million visitors a year. Now there is talk about how to solve these problems, like raising hotel taxes, or even changing admission to some public squares. The idea is to discourage at least some visitors, as well as to pay for cleaning up the mess. __________________
For many poorer countries, tourism may still offer the best hope foe development. The Vietnamese are doing their best to open up their country. Libya has paid $ 1 million for a study. They all wanted tourists. Yet if something isn’t done, tourism seems certain to become the victim of its success. Its effect on the environment is a major concern. For this reason, tourist organizations need to have second thoughts about what exactly they are trying to sell.
阅读下面的短文并从方框中的 A-F 中为每段文字选出最佳标题。其中有一项选择是多余的。（共5小题，每小题2分，满分10分）
A. Take some time to speak English
B. Join an English club
C. Have a mirror on the wall
D. Keep it short and simple
E. Listen to good English speakers
F. Practice with peers or family
Here are some tips to improve your spoken English.
Whatever you have learnt or read in a day, practice in front of the mirror. For a start, you can read something from newspapers, English magazines, and books. Take a passage and read it aloud. After you think your accent has improved, try reciting a poem in front of the mirror. This will increase your confidence as well.
Talk to your family members and friends in English. You can also organize debates and speeches on a low level, where everyone in your family or friend circle speaks on one topic for a few minutes. It will help you get over the fear of making mistakes, as you will be with your friends and family—your comfort zone.
Listen to people who you think are good English speakers. It will help you catch the skill better. You can also watch their videos, listen to them online, or even in person. It can be anyone from Barack Obama to your teacher in school. Find every opportunity to speak English.
You will meet people like you there and it will help you realize that you are not the only person who isn’t good at this subject. Also meeting different people will help you overcome your complex. You can also join coaching classes, which will provide you professional help in learning spoken English.
Nothing is more beautiful than simplicity. So, instead of using an ambiguous(含糊不清的) language with tough words, go for simple words. Learning any new language is difficult and English is no exception. Start simple and go with the flow. With time, you would learn bigger words too.
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，选项中有两项为多余选项。
What makes one person more intelligent than another? What makes one person genius, like the brilliant Albert Einstein, and another person a fool? Are people born intelligent or stupid, or is intelligence the result of where and how you live? .
We know, however, that just being born with a good mind is not enough. In some ways, the mind is like a leg or an arm muscle.. Mental exercise is particularly important for young children. Many child psychologists think that parents should play with their children more often and give them problems to think about.
.If, on the other hand, children are left alone a great deal with nothing to do, they are more likely to become dull and unintelligent.
.According to some psychologists, if parents are always telling a child that he or she is a fool or an idiot, then the child is more likely to keep doing silly and foolish things. So it is probably better for parents to say very positive (helpful) things to their children, such as “That was a very clever thing you did.” or “
.”
| A．A healthy body contributes to one’s intelligence. |
| B．Parents should also be careful with what they say to young children. |
| C．What people want express is like this. |
| D．The children are then more likely to grow up bright and intelligent. |
E.It needs exercise.
F.You are such a smart child.
G.These are very old questions and the answers to them are still not clear.
How to Teach a Child Respect
As a child grows out of being an infant（婴儿）and begins to notice and react to the world around them, you may find yourself wondering how you possibly pass all of the things that they need to become a responsible, respectful adult. A child who learns to respect all he meets not only receives respect from others in kind, but learns to respect himself as well.
Instructions
★1 Show your child respect. This is perhaps the best way to teach your child how to respect others. Listen to your child by giving her your full attention and she will learn to listen to you, understanding how important this is in relationships.
★2 The more you say "please" and "thank you" to your child, the more likely he will learn to use them with you and others. Politeness then becomes a normal part of any conversation.
★3 Agree to disagree. Explain your decision so that she will understand your reasoning and expect respectful responses. Disagreeing with you aren’t equal to disobedience.
★4 Control your impulse to overreact. When a situation arises between you and your child that requires calmness, keep in mind that you are supposed to be modeling correct behavior.
★5 Praise, praise, praise! So much is focused on what a child does wrong and how to correct it that the accomplishments are not celebrated enough.
| A．Teach manners by using polite requests and responses. |
| B．Try to remember that a child won’t always agree with you. |
| C．Respect is necessary for a meaningful and successful life. |
| D．If he sees you lose your temper, he is more likely to respond that way in future. |
E．A child may act like he pleases, but will respect being given limits.
F．When you see you child exhibit respectful behavior, make sure he knows just how proud you are of him.
G．Signs such as sudden poor performance in school, behaviors like fears and threats accompany behavior problems in children.
信息匹配
A: Now，tell me about the man who stole your neighbour's car．What did he look like?
B: Well，sir．He was tall.
A:
B: Oh yes，and he was younger than you—only about thirty，I'd say．
A: Well! And what colour was his hair?
B: It was brown，and short.it was similar to yours，actually．
A:
B: No．He was clean-shaven．
A: OK．Now have a look at these photos—can you see him?
B:
A: But that's Frankie Famham—he's got a beard，and he's very short!
B: Hm，well..．
A:
B: Yes，the strangest thing was that he appeared to be a gentleman—he was wearing a suit..．not
like a thief at all．
A: Hm，like this photo?
B: Yes，that's him!
A: That’s Bill Mahony: he's in prison! Are you sure you saw the thief?
B:
| A．No，I can't． |
| B．Taller than me? |
| C．How tall was he? |
| D．Did he have a beard? |
E． Well，er，it was very dark..．
F． Oh yes，he looked exactly like this one here．
G． Do you remember anything else about the man?
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
What is the secret of writing a good letter? Here are two main ones. Don’t try to be fancy. Don’t try to impress your reader. You will be successfully if you follow these six Cs.
Clear. Make them easy to understand. Talk as if the reader is right there with you.
Correct. Don’t guess, even for spelling. Refer to your dictionary. If you need to, check a reference book, too.
Complete(完整的).Don’t scatter(分散) your points. This is good organization, too.
Concise(简洁的).Make each point as clearly and briefly as you can.
Conversational. This is really the secret of good writing. Such a letter has a natural, friendly tone(语调) and lets you come through naturally.
Considerate(体贴的).Think of the readers’ point of view as you write. Write about what you believe the reader needs or wants to know. Try to be helpful.
| A．Just “ talk” to the person |
| B．This will build good feeling toward you. |
| C．Use short, direct sentences. |
| D．Include long sentences in your letter. |
E. Make sure what you say is correct.
F. Writing should not be taken too seriously.
G. Finish one point completely before going on to the next.
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